Home Financing Solutions

Clinic Financial

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Your Financial Partner

We Help You
Own Your Dream Home

Rungkij Clinic Financial is your dedicated home financing advisory service — designed to simplify the mortgage process and help you secure the best possible loan for your new home. Our expert team works directly with Thailand's leading financial institutions to find the right solution for your individual financial profile.

Whether you're a first-time buyer, an investor, or upgrading to a larger home, we guide you every step of the way — from initial credit assessment to final loan disbursement.

Rungkij Financial Advisory
Our Services

How We Can Help

Mortgage Advisory

Personalised mortgage consultation to identify the most suitable loan products from our network of 10+ partner banks, matching your income, credit history, and financial goals.

Loan Calculation & Planning

Detailed loan simulation and repayment planning — monthly instalment projections, interest cost analysis, and loan-to-value optimisation for every budget.

Application Support

End-to-end application assistance — document preparation, submission coordination with banks, follow-up on approval status, and representation during bank assessments.

Special Rate Negotiation

Leveraging our long-standing relationships with partner banks to negotiate preferential interest rates and waived fees exclusively for Rungkij homebuyers.

Refinancing Advisory

Advice on refinancing existing home loans to lower your monthly payments, reduce total interest cost, or access equity from your current property.

Dedicated Financial Advisor

A dedicated advisor assigned to your case — available by phone, LINE, and in-person to answer questions and manage your financing journey from start to finish.

Simple & Transparent

Our Process

01

Free Consultation

Meet with your dedicated financial advisor for a no-obligation assessment of your financial profile, goals, and borrowing capacity.

02

Loan Matching

We compare loan packages from all partner banks and present the best options — with clear comparisons of rates, terms, and total costs.

03

Application & Approval

We prepare your documents, submit to the bank, and manage all follow-up until your loan is formally approved.

04

Sign & Transfer

We coordinate with the bank and the Land Department to ensure a smooth signing and property transfer — no surprises, no stress.

Trusted Network

Partner Banks

We work with Thailand's leading financial institutions to bring you a wide range of loan products at competitive rates.

Bangkok Bank

Kasikorn Bank

SCB

Krungsri

Krungthai Bank

GH Bank

TTB Bank

UOB Thailand

CIMB Thai

GSB

Get Started

Request a Free
Financial Consultation

Our financial advisors are available Monday–Sunday, 9:00 AM–6:00 PM. Submit the form and we'll contact you within 24 hours.

Direct Line

Financial Advisory: +66 2 540 7999

LINE Official

@jvf4360u — for fast response and document submission

Follow Us

Financial Advisory Request

Fill in the form below and our team will contact you within 24 hours.

Common Questions

FAQ

Is the financial advisory service free of charge?

Yes. Our financial advisory service is completely free for all Rungkij customers. There are no consultation fees or hidden charges. We are compensated by our partner banks, not by you.

What documents do I need for a home loan application?

Typically you will need: a copy of your national ID or passport, the past 3–6 months of salary slips or income statements, the past 3–6 months of bank statements, and any additional income documentation. Our advisors will provide a personalised document checklist during your consultation.

How long does the loan approval process take?

The timeline varies by bank, but typically takes 7–21 working days from the date of a complete application submission. Our team actively follows up with the bank on your behalf to help expedite the process.

Can I apply for a loan from multiple banks simultaneously?

Yes, we recommend applying to 2–3 banks simultaneously to maximise your chances of approval and to compare the best terms offered. Our team manages all submissions in parallel to save you time.

What is the maximum loan amount I can borrow?

Thai banks typically offer up to 90–100% of the appraised property value for first-home buyers, subject to your income, credit history, and the bank's assessment. Our advisors will conduct a preliminary assessment and provide an indicative loan amount during your consultation.

Start Today

Your Dream Home
Starts with a Conversation

Speak with our financial advisor today — no obligation, no cost. Call +66 2 540 7999

Call Now Send Enquiry